About David Macchia

Articles Advisor Perspectives

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(Oldest articles appear first)

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•The Trial of Ken Fisher for Crimes Against Annuities *   Go

•Don’t Believe in the “Safe Withdrawal Rate”  Go

•How to Plan Income for a Constrained Investor®        Go

•The Income Annuity: The Constrained Investor's Life Jacket   Go

•2025: The “Post Ken Fisher” World of Annuities   Go

•Why RIAs Are Going to Lose in Retirement Income    Go

•Why Critics of Bucketing Strategies are wrong     Go

•The “Impossible” Scenario That Threatens Retirees    Go

•Man, You’ve Got This! Or Maybe Not   GO

•How The Fed Is Saving Money Market Funds   Go

•When Capitalism Died, And How Creditism Replaced It   Go

•When Advisors Violate Their Fiduciary Duty   Go

•Resolving the Conflicting Demands of The Optimistic Pessimist  go

•There Is No “Safe Withdrawal Rate”   Go

•The Emperor of All Risks   Go

•Prepare for the Destruction of $34 trillion in the Coming Months     Go

•Quotables by Notables on the Subject of Annuities Go

•The Price the U.S. Will Pay for Faster Recovery  Go

•Longevicide Will Erode Clients and Assets  Go

•How a Nasty Exchange on LinkedIn Led to a New Non-Profit  Go

•Plan for More Wealth Destruction  Go

•Will RIAs be Liable for Failed Retirement Income Planning?  Go

•The Fiction of Safe Withdrawal Rates  Go

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Articles Financial Advisor Magazine

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•Do Advisors Breach fiduciary Duty When They Refuse to Recommend Annuities    Go

•Retirement Timing Risk and the Constrained Investor  Go

•Planning for Impossible Outcomes     Go

•Why Widows Fire 70% of Male Advisors    Go

•The Soaring Dollar is Crashing Commodities    Go 

Why Monte Carlo Simulations For Retirement Income Should Be Banned   GO

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Articles Retirement Investor

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•How To Think About Annuities       GO

•The Fed is Preventing Negative Interest Rates, and Keeping Money Market Funds Viable  Go

•How the U.S. Abandoned Capitalism and What Took Its Place   GO

•The Ideal Income Strategy for the Optimistic Pessimist    Go

•Don’t Believe in the “Safe Withdrawal Rate”   Go

•For Retirees It’s About Your Income, Not Your Wealth   Go

•What ROI means or should-mean to retirees   go

•Plan for key risks in retirement if you’re a constrained investor    Go

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Articles Think Advisor

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•RIAs Must Pivot or Face Certain Decline  Go

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Articles for Wealth Management

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The Tragic Politicization of Annuities Go

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